Housing Loan Information

First Loan Second Loan Third Loan
Loan Tenure Up to 30 years 31-35 years Up to 30 years 31-35 years Up to 30 years 31-35 years
Age Age used to calculate loan tenure, will be based on income-weighted
Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75 Up to 65 Up to 70-75 Up to 70-75
Maximum LTV Limit 75% 55% 55% 45% 25% 25% 35% 15% 15%
20% (non-individuals)
Minimum Cash Downpayment 5% 10% 10% 25% 25% 25% 25% 25% 25%
Gaurantors / Co-borrowers All Co-borrowers must be mortgagors.
Guarantors must be co-borrowers if the latter did not pass the TDSR criteria
Mortgage Servicing Ratio N/A
Total Debt Servicing Ratio 55%
Stress Test Interest Rate 4%

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    Bagnall Haus offers a legacy address as your future home. You will soon be able to explore and download the condo’s floor plan and e-brochure. The gallery is also available for your consideration on the latest perspectives of the development. Please also see the latest video of the fly-through as well as more info on the project. We will also update the balance unit chart as soon as it is available to provide the latest unit available. Please see more info on developer details and track record as well.

    The latest site plan and floor plan is available here together with the pricing and elevation chart. There are many different layout types for your consideration. Please see the location of the project as well as the showflat location. Kindly register before coming to the showflat to ensure that there is an appointed sales person at the showflat for the viewing.

    The housing loan information provided for Bagnall Haus is intended for general informational purposes only and does not constitute financial advice or a guarantee of loan approval. The developer, its agents, and affiliates make no representations or warranties, express or implied, regarding the accuracy, reliability, or completeness of this information. Housing loan terms, interest rates, and eligibility criteria are subject to change at the discretion of financial institutions and may vary based on the applicant’s creditworthiness, financial history, and other factors deemed relevant by the lender.

    Prospective buyers are strongly encouraged to consult directly with financial institutions or seek independent financial advice to obtain the most current and applicable housing loan information. This direct engagement will also provide an opportunity to explore various loan options, understand the implications of different interest rates, and determine the best financing solution tailored to the individual’s financial situation.

    The information provided herein should not be considered as an endorsement of any financial product or institution. By accessing or using the housing loan information for Bagnall Haus, individuals acknowledge and accept that any decision to apply for a housing loan is made at their own risk and should be based on thorough research and professional advice.

    This disclaimer serves to inform potential buyers of the general nature of the provided housing loan information and emphasizes the importance of conducting due diligence and consulting with financial experts before making any commitments. The developer is not liable for any errors or omissions in the information provided, nor for any losses or damages arising from reliance on this information or the outcomes of any loan application process.

    Prospective buyers should note that this information is subject to change without notice, and it is advisable to confirm the most current loan terms and conditions with the respective financial institutions before proceeding with any property purchase in Bagnall Haus.